无牌驾驶发生意外，可以向保险索赔吗？

问:无牌驾驶，遇到车祸，保险会赔吗？

无驾照驾车，若遇到意外，保险可以拒绝赔偿。
而且无牌驾驶会受到法律的制裁，因为这抵触了1987年陆路交通法令第26（1）条文，可与相同法令26（2）共读。一旦罪成，可被判不少过300令吉和不多过两千令吉的罚款，或不超过三个月的监禁，或两者兼施。
如果是因为本身疏忽的原故造成意外的发生，亦可以在1987年陆路交通法令43（1）条文（疏忽、不礼让驾驶导致车祸）下被控。罪成可被判不少过4千令吉或最高1万令吉的罚款，或监禁不超过12个月。

Driving licences
26. (1) Except as otherwise provided in this Act, no person shall drive a motor vehicle of any class or description, on a road unless he is the holder of a driving licence authorizing him to drive a motor vehicle of that class or description, and no person shall employ or permit another person to drive a motor vehicle on the road unless the person so employed or permitted to drive is the holder of such a driving licence.
(2) Any person who contravenes subsection (1) shall be guilty of an offence and shall on conviction be liable to a fine of not less than three hundred ringgit and not more than two thousand ringgit or to imprisonment for a term not exceeding three months or to both.

Careless and inconsiderate driving
43. (1) A person who drives a motor vehicle on a road without due care and attention or without reasonable consideration for another
persons using the road shall be guilty of an offence and shall on conviction be punished with a fine of not less than four thousand ringgit and not more than ten thousand ringgit and shall also be liable
to imprisonment for a term not exceeding twelve month.

星洲:

https://www.sinchew.com.my/pad/con/2015-05/10/content_1033842.html

http://www.sinchew.com.my/node/1818235/%E8%BF%9E%E8%80%835%E6%AC%A1%E4%B8%8D%E8%BF%87%E5%85%B3%C2%B7%E6%97%A0%E7%89%8C%E9%AA%91%E5%A3%AB%E4%B8%8A%E8%B7%AF%E6%8C%A8%E7%BD%9A

(还在修正的文章）

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